Compliance-Safe Collateral Infrastructure for Lenders and Individuals

Solvency Assistance LLC is the first and only provider of Collateral-as-a-Service (CaaS) — a dual-mode infrastructure platform serving both banks and high-risk borrowers through compliance-first collateral support.

All Solvency Assistance services operate independently of loan origination, underwriting, approval decisions, or loan terms. We provide owner-funded collateral support only.

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Understanding Collateral Support at SALLC Learn how our infrastructure works and what sets us apart:

What We Are / What We Are Not

SALLC Is:

  • A collateral infrastructure provider

  • An independent, optional service

  • Owner‑funded collateral support

  • A dual‑mode system for lenders and individuals

SALLC Is Not:

  • A lender

  • A broker

  • Part of underwriting

  • Influencing APR, terms, or approvals

Learn About Collateral Support

1. Reserve Owner‑Funded Collateral Borrowers or lenders hire SALLC to reserve collateral capacity.

2. Collateral Is Held Independently SALLC maintains the collateral separately from the loan and does not influence underwriting.

3. Collateral Is Released When No Longer Needed Once the loan is completed or no longer requires support, collateral is returned.

About Solvency Assistance LLC

🔹 Function 1: Lender-Hired Risk Mitigation

Lenders may engage SALLC to provide silent, discretionary collateral support for specific loan exposures. SALLC does not participate in underwriting, pricing, or loan terms. Our role remains strictly collateral-side.

🔹 Function 2: Borrower-Hired Collateral Support

Individuals may hire SALLC to reserve owner-funded collateral capacity. This support may be presented to a lender, but SALLC does not apply, broker, or influence loan decisions. All fees are separate from the loan and do not affect APR, terms, or repayment.

🔹 Function 3: Licensed Small Loan Issuing

In jurisdictions where licensed, SALLC may issue small loans directly to borrowers under clearly disclosed terms. This function operates under applicable lending regulations and is separate from Functions 1 and 2.

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